Annual Percentage Rate (APR) on USD margin loan balances for IBKR Pro as of.You may lose more than your initial investment. The FTC recently said it received a whopping 3 million consumer complaints, including more than 1.4 million fraud reports, in 2018. Overall, Americans reported losing $1.48 billion - a nearly 40 percent jump from 2017.įox Business' Brittany De Lea contributed to this report.Margin borrowing is only for experienced investors with high risk tolerance. customers can also reach out to Apple Support online or call (800) 275-2273 if there are any concerns.
Those who think they may be the victim of a credit or debit card scheme should contact local police and the Federal Trade Commission (FTC). After the cards have been purchased, the victim is asked to pay by sharing the code(s) on the back of the card with the caller over the phone," the company explained on its website. "Regardless of the reason for payment, the scam follows a certain formula: The victim receives a call instilling panic and urgency to make a payment by purchasing App Store & iTunes Gift Cards or Apple Store Gift Cards from the nearest retailer (convenience store, electronics retailer, etc.). The risk of identity theft is too great with that," he added.Īpple warned customers to also be aware of App Store and iTunes gift card scams, which have plagued users in recent years. So, my advice to people is you use your debit card only as an ATM card. But the laws regarding fraudulent use of your debit card are not as protective as that which we have with a credit card. It comes out of a bank account that is connected with your debit card.
"There are a lot of people that are using debit cards and the debit card looks like a credit card. Weisman said debit card holders, in particular, should be alert. "We should monitor our credit card use and look for evidence of identity theft," cybersecurity expert Steve Weisman, author of "Identity Theft Alert," told MoneyTips on Thursday. They should also change their Apple ID passwords and delete the payment method connected to the account. If you notice any discrepancies, then it's possible a scammer is either using your card to buy items on their own iTunes account or they're "spoofing" charges from another vendor to show up under the iTunes label so you won't recognize it's not yours.Ĭardholders should then contact their credit card company immediately to flag the issue.
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